:root {
  --bg: #f7f8fa;
  --surface: #ffffff;
  --text: #1f2937;
  --muted: #6b7280;
  --border: #e5e7eb;
  --accent: #374151;
  --accent-btn: #111827;
  --radius: 12px;
}
* { box-sizing: border-box; }
body {
  margin: 0;
  font-family: system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  background: var(--bg);
  color: var(--text);
  line-height: 1.65;
  font-size: 17px;
}
a { color: #1d4ed8; }
.container { max-width: 1100px; margin: 0 auto; padding: 0 20px; }
.site-header {
  background: var(--surface);
  border-bottom: 1px solid var(--border);
  position: sticky;
  top: 0;
  z-index: 10;
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 64px;
  gap: 16px;
  flex-wrap: wrap;
}
.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 600;
  color: var(--text);
  text-decoration: none;
  font-size: 1.05rem;
}
.nav { display: flex; gap: 20px; flex-wrap: wrap; }
.nav a {
  color: var(--muted);
  text-decoration: none;
  font-size: 0.95rem;
}
.nav a:hover { color: var(--text); }
.hero-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 40px;
  padding: 48px 0 56px;
  align-items: start;
}
@media (max-width: 900px) {
  .hero-grid { grid-template-columns: 1fr; }
}
.hero h1 {
  font-size: clamp(1.75rem, 3.5vw, 2.5rem);
  line-height: 1.2;
  margin: 0 0 16px;
  font-weight: 700;
  letter-spacing: -0.02em;
}
.lead { color: var(--muted); font-size: 1.1rem; margin: 0 0 24px; max-width: 52ch; }
.card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 28px;
  box-shadow: 0 1px 2px rgba(0,0,0,.04);
}
.card h2 { margin: 0 0 8px; font-size: 1.15rem; }
.card .sub { color: var(--muted); font-size: 0.9rem; margin: 0 0 20px; }
label { display: block; font-size: 0.85rem; font-weight: 500; margin-bottom: 6px; color: var(--muted); }
input, textarea {
  width: 100%;
  padding: 10px 12px;
  border: 1px solid var(--border);
  border-radius: 8px;
  font: inherit;
  margin-bottom: 14px;
  background: #fff;
}
button.btn {
  width: 100%;
  padding: 12px;
  background: var(--accent-btn);
  color: #fff;
  border: none;
  border-radius: 8px;
  font-weight: 600;
  cursor: pointer;
  font-size: 1rem;
}
button.btn:hover { opacity: 0.92; }
.section {
  padding: 48px 0;
  border-top: 1px solid var(--border);
}
.section h2 {
  font-size: 1.5rem;
  margin: 0 0 24px;
}
.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}
@media (max-width: 800px) { .grid-3 { grid-template-columns: 1fr; } }
.tile {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 22px;
}
.tile h3 { margin: 0 0 8px; font-size: 1.05rem; }
.tile p { margin: 0; color: var(--muted); font-size: 0.95rem; }
.faq details {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 14px 18px;
  margin-bottom: 10px;
}
.faq summary { cursor: pointer; font-weight: 600; }
.faq p { margin: 10px 0 0; color: var(--muted); font-size: 0.95rem; }
.site-footer {
  background: var(--surface);
  border-top: 1px solid var(--border);
  padding: 32px 0 48px;
  font-size: 0.88rem;
  color: var(--muted);
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 24px;
}
@media (max-width: 700px) { .footer-grid { grid-template-columns: 1fr; } }
.prose { padding: 40px 20px 60px; max-width: 720px; }
.prose h1 { font-size: 1.75rem; }
.prose h2 { font-size: 1.2rem; margin-top: 2rem; }
.prose ul { color: var(--muted); }
.page-hero {
  padding: 40px 0 24px;
  border-bottom: 1px solid var(--border);
  background: var(--surface);
  margin-bottom: 0;
}
.page-hero h1 { margin: 0; font-size: 1.75rem; }
.contact-line { margin: 8px 0; }
.cookie-bar {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  background: var(--surface);
  border-top: 1px solid var(--border);
  padding: 14px 20px;
  font-size: 0.9rem;
  z-index: 100;
  box-shadow: 0 -4px 20px rgba(0,0,0,.06);
  display: none;
}
.cookie-bar.show { display: block; }
.cookie-inner {
  max-width: 1100px;
  margin: 0 auto;
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  align-items: center;
  justify-content: space-between;
}
.cookie-bar button {
  padding: 8px 16px;
  background: var(--accent-btn);
  color: #fff;
  border: none;
  border-radius: 6px;
  cursor: pointer;
  font-weight: 600;
}
.trust-list {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 12px;
  margin: 24px 0 0;
  padding: 0;
  list-style: none;
}
@media (max-width: 600px) { .trust-list { grid-template-columns: 1fr; } }
.trust-list li {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 14px 16px;
  font-size: 0.95rem;
  color: var(--muted);
}